Welcome to the NO.1 Digital Banking Savings Bank!

Name: 웰컴디지털뱅크(웰컴저축은행)
Rating: 3.2 (1 reviews)
Author: 웰컴 저축은행

Welcome Savings Bank is proud to be the leading digital banking institution, offering a comprehensive range of services including deposits, cards, loans, financial services, credit management, and life services. We're committed to providing you with unparalleled digital banking experiences. Here's why millions trust us:

Top in the Savings Bank Sector

We are the No. 1 in cumulative app downloads and users in the savings bank sector, as recognized by App Annie (as of December 31, 2023). Our commitment to excellence and innovation drives us to the top.

Innovative Savings with 'Well Bang Walking Savings'

Step up your savings game with our 'Well Bang Walking Savings' program, where you can earn interest rates up to 10% per annum simply by walking. The more steps you take, the higher the interest rate you can achieve:

More than 1 million steps: 1.0%p per year
More than 2 million steps: 2.0%p per year
More than 3 million steps: 3.0%p per year
More than 4 million steps: 8.0%p per year

Additionally, enjoy a 1.0%p annual bonus by making at least six automatic transfers through our bank account.

Welcome New Customers with Exclusive Rates

New to Welcome Savings Bank? Celebrate your first transaction with us and enjoy a preferential interest rate of up to 7% per year for the first 30 days. It's our way of saying welcome!

Payment by automatic transfer at least 8 times: 1.8%p per year
Average deposit/withdrawal account balance of 500,000 won or more: 1.5%p per year

Effortless Asset and Liability Management

Concerned about managing your assets and liabilities? Let us help with 'Welcome My Data.' We've helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project (as of March 14, 2024). We'll manage your debts, explore transfer loan possibilities, and keep you informed about your credit status with our 'Credit Weather' feature.

Seamless Account Opening

Open an account anytime, anywhere, 24/7, without the need for a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer specialized accounts for payers, office workers, and bosses, each with unique benefits.

Exclusive Wellbang Lounge Benefits

Don't miss out on the exclusive 'Wellbang Lounge' where you can enjoy unique prize benefits:

Well Bank Walking: Loan customers can earn up to 100 won per day and up to 3,000 won per month, while receiving customers can earn up to 40 won per day and 1,240 won per month.
Well Bang Lotto: Guess 6 numbers from 0 to 9 for a chance to win prizes.
Well Bang Odd or Even: Predict whether the week will be odd or even and win weekly prize money.

Convenient Financial Services

Enjoy a range of convenient financial services designed to simplify your life:

Transfer funds effortlessly by dragging and dropping account cards within the app.
View your total assets, detailed status, and savings goal progress on one page.
Check your car's value just by entering the license plate number.
Set up 'Automatic Payment' for utility bills and other recurring payments.
Monitor your credit score with our 'free credit management' service, which doesn't affect your credit rating.

Protecting You from Electronic Financial Fraud

We take your security seriously. Welcome Savings Bank offers "PC designation service," "2-channel authentication service," and "one-time authentication number" to prevent electronic financial fraud, in line with the Financial Supervisory Service guidelines.

Customer Support

Need assistance? Our customer support team is here to help:

Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
Financial fraud reporting night call center: 02-397-8600/8800

App Permissions and Usage

To provide you with the best service, our app requires certain permissions:

Required Access Rights:
- Storage space: For storing joint certificates, checking OS tampering, document submission, and photo storage.
- Phone: For identity and device verification, and consultation calls.
- App activity: To collect app information and detect malicious apps.
Optional Access Rights:
- Contacts/Address Book: For contact transfer, SMS sending, coupon purchase, and friend recommendations.
- Camera: For photo identification, face authentication, and document submission.
- Photos and videos: To save and collect submitted photos.
- Notification: To receive important notices, event updates, and promotions.

Credit Disorderly Conduct Investigation

We investigate malicious app detection information and diagnostic information on detected malicious apps to ensure your financial security.

About Welcome Savings Bank

Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business registration number: 120-87-93876
Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)